Small businesses overpay. We fix that.

See What You’re Really Paying in Processing Fees.

Upload your merchant statement and we’ll break down your rates, find unnecessary fees, and show you where you may be overpaying — for free.

Free analysisNo obligationTakes about 60 seconds

Not ready to upload? Try the fee calculator on your own numbers. Already have an account? Connect your bank and we find every other vendor overcharging you.

A coffee shop owner leaning on the counter

Trusted by small businesses like yours

  • Restaurants
  • Dental Practices
  • Auto Shops
  • Med Spas
  • Gyms & Fitness
  • Contractors
  • And More

How it works

Three simple steps.
Real savings.

Upload your statement, we do the analysis, and you get a clear breakdown of where you may be overpaying. It’s that easy.

  1. 1

    Upload Your Statement

    Securely upload your latest merchant processing statement. A PDF or a photo of every page.

  2. 2

    We Analyze Every Fee

    Our reader sorts every line into card costs, network dues, and the processor's own markup.

  3. 3

    See What You Could Save

    A clear breakdown of unnecessary fees and your potential savings, monthly and annual.

After your scan · optional

Your card statement is one bill. Your bank account shows all of them.

Once you have a free account, you can connect your business checking account and we go through every vendor that pulls money out of it. Payroll, phone and internet, software, insurance, waste, shipping. We show you what each one charges, which ones have gone up, and what a fair price looks like.

  • ✓Read-only. We see transactions, nothing else.
  • ✓We can never move money. Not a dollar.
  • ✓Disconnect with one click, any time.
  • ✓Nothing changes with your vendors until you say so.

Vendors found · example

  • Card processing$1,412/moOverpaying
  • Payroll · Gusto$189/moUp 18% in March
  • Phone & internet$264/moPromo expired
  • QuickBooks$140/moWas $115
  • Waste pickup$210/moNew fuel fee
  • Insurance$480/moLooks fair

Sample numbers. Yours come from your own account.

First Data.Merchant Service Statement · 08/31

Transaction Summary

Visa$14,208.10$412.03
MasterCard$6,102.44$188.16
Discover$811.90$25.17
American Express$1,240.00$44.64
Total$22,362.44$670.00

Fees and Adjustments

Interchange charges$318.22
Assessments$28.40
Non-Qualified Fees$487.32
PCI Compliance Fee$29.95
Statement Fee$10.00
Monthly Minimum Fee$25.00
Batch Fee$12.60
!Non-Qualified Fees$487.32
!PCI Compliance Fee$29.95
!Monthly Minimum Fee$25.00

Real statements. Real opportunities.

We find the fees others miss.

Many businesses are charged unnecessary fees, higher rates, and extra markups without knowing it. We bring them to light so you can make informed decisions.

  • Identify hidden and unnecessary fees
  • See your true, effective rate
  • Keep your current provider (if you want)
Same statement.
Lower fees.
More profit.

Built for real businesses

You work hard. We help you keep more of it.

See all industries →

Stop overpaying.

Scan your statement today — it’s free.

It takes about 60 seconds, and you could be surprised what you find.

Scan My Statement — Free
Free analysisNo obligationSecure & confidential